Piramal Enterprises Limited — PPTs, 24-02-2025: Investor Presentation

Piramal Enterprises has provided a detailed overview of its Q3 FY25 performance, showcasing significant growth across multiple business segments. The Retail AUM has surged 37% YoY to INR 59,093 Cr, attributed to strong demand and increased productivity, while Wholesale 2.0 AUM has increased by 60% YoY to INR 8,916 Cr. The company reported net interest income of INR 940 Cr, up 13% YoY, and a consolidated profit after tax of INR 39 Cr, signaling a return to profitability despite challenges.

The legacy business continues a planned rundown, now at 13% of total AUM, with a target to reduce this below 10% by March 2025. The balance sheet remains robust, with cash and liquid investments at INR 8,277 Cr and a total capital adequacy ratio of 23.7%. Strategically, the merger with PCHFL is on track, expected to finalize by September 2025. Investors are encouraged to monitor key growth trajectories as the company aligns itself with broader market opportunities. Overall, the positive momentum indicates a favorable outlook for the firm's operational and financial future.