Central Bank of India — PPTs, 17-02-2025: Investor Presentation

The Central Bank of India is set to engage in a series of non-deal roadshows and investor meetings from 20th February to 7th March, 2025, to connect with potential investors through various formats like video calls and in-person meetings. A detailed investor presentation has been prepared, showcasing the bank's operational and financial highlights, which will also be available on its website.

**Financial Highlights:**

- Total Deposits stand at ₹3,97,907 Cr, reflecting a year-on-year growth of 5.34%.

- Net Interest Income (NII) is ₹10,498 Cr, up 12.22% year-on-year.

- Operating Profit reached ₹6,121 Cr, marking a growth of 15.51%.

- Significant increase in Net Profit, rising by 57.98% to ₹2,752 Cr.

- Return on Equity (ROE) improved to 12.64%, an increase of 383 bps year-on-year.

**Strategic Initiatives and Growth Drivers:**

Central Bank is focusing on enhancing its digital banking capabilities with features like Cent eeZ, an omni-channel app that combines banking, investments, shopping, and insurance. Additionally, the bank aims to maintain a strong CASA ratio (49.18%) while innovating financial products for retail and micro-enterprises.

**Investor Implications:**

The strategic focus on digital transformation and robust growth in profitability reflects a positive outlook for investors, indicating potential growth opportunities as the bank looks to expand its customer base and improve operational efficiency. Investors should watch closely for the outcomes from the upcoming meetings and any strategic updates thereafter.