Repco Home Finance Limited — PPTs, 12-02-2025: Investor Presentation

Repco Home Finance Limited has reported a robust performance for the quarter and nine months ended December 31, 2024. Loan sanctions for Q3FY25 increased to ₹8,064 million from ₹7,768 million in Q3FY24, while disbursements slightly rose to ₹7,613 million. Total income soared to ₹4,453 million compared to ₹3,932 million a year earlier, reflecting a solid year-on-year growth. Net profit also showed a positive trend, reaching ₹1,066 million versus ₹994 million in the previous year.

As of December 31, 2024, the overall loan book rose to ₹141,551 million, marking a significant increase from last year's ₹131,855 million. Notably, loans to non-salaried segments constituted 52% of the loan book, indicating a balanced risk profile. The company maintains a strong capital adequacy ratio of 32.52% and has a net owned fund of ₹29,801 million. Investors should note the company’s commitment to expanding its geographical reach and loan offerings, indicative of a positive outlook for continued growth.