Cholamandalam Financial Holdings Limited — PPTs, 07-02-2025: Investor Presentation

Cholamandalam Financial Holdings Limited shared a presentation with analysts and investors, highlighting its recent performance and strategic directions.

**Financial Highlights:** The Company reported a consolidated revenue of ₹8,593 crore and a profit after tax (PAT) of ₹1,093 crore for Q3 FY25, marking a growth of 26% in revenue compared to Q3 FY24. Year-to-date figures show a revenue of ₹24,450 crore and PAT of ₹3,378 crore, reflecting 29% and 25% growth, respectively.

**Strategic Initiatives and Growth Drivers:** Cholamandalam continues to focus on strengthening its presence through expanded disbursements in different loans, particularly in vehicle finance and loan against property, aiming to capture growing market segments.

**Business Developments:** The Company noted a significant increase in disbursements across its financial products, with vehicle finance disbursements growing 16% YoY to ₹14,390 crore.

**Market Position and Competitive Advantage:** Cholamandalam's diversified portfolio across vehicle financing demonstrates resilience even amidst fluctuating market conditions, highlighting its robust operational structure.

**Investor Implications:** The positive growth trajectory, coupled with risk management strategies, suggests a favorable outlook for investors, indicating potential for future gains driven by sustained growth in demand for financial services.