Muthoot Microfin Limited — Board Meeting, 06-02-2025: Outcome of Board Meeting

The Board has approved the financial results for the quarter ended December 31, 2024. Total income saw a rise of 17.7% year-on-year to ₹681 crore, driven by a Net Interest Income increase of 23.1% to ₹420 crore. The Gross Loan Portfolio rose by 8.3% to ₹12,405 crore, while the company disbursed ₹2,035 crore during the quarter. However, Profit After Tax (PAT) decreased significantly to ₹4 crore due to higher provisions amounting to ₹247 crore. The Gross Non-Performing Asset (GNPA) ratio increased to 3.03%. Adjusting to market challenges, the company maintains a strong capital position with a capital adequacy ratio of 30.5%.