Medi Assist Healthcare Services Limited — PPTs, 05-02-2025: Investor Presentation

**Financial Highlights:**

For the nine months ending December 2024, Medi Assist reported a total income of INR 550.4 crore, reflecting a growth of 14.2% year-on-year. Operating revenue, excluding other income, stood at INR 534.4 crore, also up by 14.2%. The company achieved an EBITDA of INR 113.4 crore, marking a 17.7% increase year-on-year, with a margin of 21.2%. Profit after tax was INR 69.9 crore, which is a substantial growth of 53.6% year-on-year, equating to a margin of 12.7%.

**Strategic Initiatives and Growth Drivers:**

Medi Assist’s Total Premium under Management (PUM) reached INR 15,829 crore, a 16.6% increase year-on-year. The retail segment saw particularly strong growth at 31.2%. The company expanded its technology platform for international benefits and improved fraud detection capabilities, resulting in significant cost savings for insurers.

**Business Developments:**

The company's proactive approach included signing agreements to enhance service provision and integrating various acquired businesses. The RakshaPrime program enabled timely patient discharge, showcasing the effectiveness of its AI technology.

**Market Position and Competitive Advantage:**

Holding a 19.8% market share of health insurance premiums administered in India underscores Medi Assist's leadership. Strong client retention rates and growth in the Group PUM make it a strong player in the health insurance sector.

**Investor Implications:**

The robust financial performance and strategic growth initiatives position Medi Assist favorably for future investments. Its focus on technology and customer experience suggests ongoing operational improvements, potentially leading to enhanced shareholder value.