AUM for Poonawalla Fincorp Limited grew by 41% year-on-year to ₹30,984 crore, reflecting strong demand in consumer and MSME finance segments. The net interest income (NII) for Q3FY25 reached ₹672 crore, marking a 22% YoY increase. The company's asset quality remains robust, with a gross NPA of 1.85%, reduced by 25 basis points quarter-on-quarter, and a net NPA of 0.81%. Profitability metrics show a PPoP of ₹373 crore, up 7% YoY. The capital adequacy ratio stands at 25.89%, significantly above regulatory requirements, while liquidity is solid with a buffer of ₹4,808 crore. CEO Arvind Kapil expresses optimism about the company's growth trajectory, highlighting the strong foundation being built for sustainable profits ahead. This performance positions Poonawalla Fincorp favorably in a competitive market.