Mahindra & Mahindra Financial Services Limited — PPTs, 28-01-2025: Investor Presentation

**Updates Summary:**

Mahindra & Mahindra Financial Services Limited has reported stable performance for Q3 FY25, highlighting a 25% increase in disbursements, reaching ₹16,467 crore, driven significantly by a 60% growth in SME disbursements. The company maintained a gross stage 3 (GS3) asset ratio at 3.9%, reflecting consistent asset quality, despite costs of funds rising. Profit After Tax (PAT) surged to ₹899 crore, translating to a robust 63% year-on-year growth. Strategic initiatives included exclusive EV financing offers and new partnerships, underscoring a focus on diversification and enhancing service offerings through collaborations with nine insurance providers. The consolidated financial outlook remains positive, with a notable increase in both revenue and profitability, suggesting resilience amid market pressures. Investors should closely monitor ongoing initiatives as they position Mahindra Finance for sustained growth.