UGRO Capital reported robust financial performance for the quarter and nine-month period ending December 31, 2024. The company achieved record net loan origination of ₹2,098 crore for Q3’FY25, a 35% increase year-on-year. Assets Under Management (AUM) reached ₹11,067 crore, reflecting a 32% YoY rise. Total income for Q3’FY25 stood at ₹385 crore, a 38% increase compared to the same quarter last year, while net total income hit ₹218 crore, up 34% YoY. The company reported a PAT of ₹38 crore for Q3’FY25, marking a 15% uptick YoY and a nine-month PAT of ₹103 crore, up 19% YoY. UGRO Capital's GNPA and NNPA ratios were stable at 2.1% and 1.5%, demonstrating sound asset quality. The startup also secured a patent for the innovative GRO Score credit scoring model, aiming to scale its micro-enterprise portfolio further, which is expected to reach approximately 35% of total AUM by March 2026. The outlook remains positive as UGRO Capital expands its branch network and deepens its commitment to empowering MSMEs across India.