Capri Global Capital Limited — Updates, 24-01-2025: Press Release (Revised)

Capri Global Capital Ltd. (CGCL) showcased strong performance for Q3 FY25, with Assets Under Management (AUM) rising 54.6% year-on-year to ₹20,663 Cr. The significant growth in disbursements, totaling ₹5,839 Cr, reflects a 51.8% increase YoY, driven by robust demand across key segments such as Gold Loans, which skyrocketed 196.3% YoY. Profit After Tax (PAT) surged to ₹128 Cr, marking an 88.4% increase YoY and a 32.1% rise QoQ.

The company's operating efficiency improved, with a cost-to-income ratio of 58.3%, a notable decrease from previous quarters. CGCL's focus on technology investments is paying off, enhancing productivity and supporting a decrease in gross Stage 3 assets to 1.7%. The company's capital adequacy remains strong at 22.9%, underlining its financial stability.

Overall, CGCL's strategic initiatives and enhancements in operational efficiency contribute to a positive outlook, setting the stage for potential growth as it aims for ₹300 billion AUM by FY27. Investors should watch closely as the company continues to maintain a strong growth trajectory across its segments.