Capri Global Capital Limited — PPTs, 24-01-2025: Investor Presentation

**Financial Highlights:** Capri Global Capital Ltd. reported strong growth with Assets Under Management (AUM) of ₹20,662.9 crore, up 55% YoY. Consolidated disbursals for the quarter reached ₹5,839 crore, reflecting a 52% rise. Retail AUM constitutes over 80% of the total, with notable growth in housing and gold loans at 31% and 196% YoY, respectively. The company also saw an increase in net interest income (NII) of 41% YoY, driving a PAT of ₹1,281 crore, marking an impressive 88% YoY increase.

**Strategic Initiatives and Growth Drivers:** The firm launched a Micro LAP product, quickly achieving an AUM of ₹150 crore in just two quarters. Co-lending AUM has also grown significantly, now accounting for 18% of total AUM.

**Business Developments:** Capri Global's consolidated branch count expanded to 1,066 branches, adding 69 branches QoQ, reflecting its growing operational footprint.

**Market Position and Competitive Advantage:** The sustained growth in key segments like MSME, housing finance, and gold loans positions the company favorably in the market, providing a diversified and robust portfolio.

**Investor Implications:** The notable growth trajectory and operational efficiencies signal a positive outlook for Capri Global's future, making it an appealing prospect for investors seeking potential growth opportunities.