DCB Bank Limited — Updates, 24-01-2025: Press Release

Profit After Tax (PAT) for Q3 FY 2025 stood at ₹151 Cr, marking a 20% increase from ₹127 Cr in Q3 FY 2024. Advances grew by 23% year-on-year, while deposits saw a 20% increase. Gross NPA ratio improved to 3.11%, with net NPA at 1.18%, indicating strengthened asset quality. The Provision Coverage Ratio (PCR) was 74.76%, signifying robust coverage for potential loan losses. Capital Adequacy Ratio was strong at 16.29%, with Tier I at 13.54%. The Bank's management expressed optimism about sustaining growth momentum in advances and deposits, improving cost income ratios, and overall asset quality despite challenges in certain lending sectors. Investors should note the positive outlook, as these results reflect a solid operational framework and potential for continued profitability.