Capri Global Capital Limited — Updates, 24-01-2025: Press Release

Capri Global Capital Ltd (CGCL) has posted strong financial results for Q3 FY25, with total assets under management (AUM) reaching ₹20,663 crore, marking a 54.6% year-on-year increase. The company's PAT surged 88% YoY to ₹128 crore, demonstrating robust profitability momentum alongside improvements in operating efficiency.

Notable segments driving this growth include Gold Loans, which saw a dramatic 196% increase YoY, and Construction Finance growing by 64.8% YoY. Net income grew 29.5% YoY to ₹454 crore, and the net interest income rose by 41% YoY to ₹347 crore, indicating effective asset utilization.

CGCL continues to focus on non-interest income, which has strengthened due to co-lending and insurance distribution initiatives. With a cost-to-income ratio of 58.3%, significantly improved from previous quarters, the overall operational leverage is manifesting positively. The company aims for a capital adequacy ratio of 22.9%, supporting its stable financial positioning. The outlook remains positive as CGCL targets ₹30,000 crore in AUM by FY27 with a continued emphasis on maintaining asset quality.