Go Digit General Insurance Limited — PPTs, 22-01-2025: Investor Presentation

Go Digit General Insurance Limited reported significant growth for the quarter and nine months ending December 31, 2024. The company’s Profit After Tax (PAT) for Q3 2025 surged to ₹119 crore, up 176.5% from ₹43 crore in Q3 2024. For the nine-month period, PAT increased 2.4 times to ₹309 crore compared to ₹129 crore in the same period last year. Gross Written Premium (GWP) reached ₹2,677 crore in Q3 2025, growing 10.2% from ₹2,428 crore in Q3 2024. Retention ratio and loss ratios were at 83.8% and 72.9%, respectively. Assets Under Management (AUM) saw impressive growth, reaching ₹18,939 crore, a 20.1% increase since March 2024. The combined ratio improved slightly to 108.1% in Q3 2025 from 110.3% in Q3 2024, indicating enhanced operational efficiency. This performance reflects a strong business outlook and potential for continued growth, making Go Digit a company to watch closely for retail investors.