Ugro Capital Limited — Important, 10-01-2025: Updates

UGRO Capital has achieved significant growth for the quarter ended December 2024, highlighted by a 32% increase in Assets Under Management (AUM) to over INR 11,050 Cr from INR 8,364 Cr a year ago. The company also reached a milestone with net loan origination exceeding INR 2,050 Cr, marking the highest in its history, driven by robust demand across its lending products. Notably, disbursements for Micro Enterprises secured loans soared to over INR 500 Cr, up from INR 180 Cr year-on-year, reflecting a rising contribution to overall AUM.

The firm's diversified liability mix is noteworthy, with total debt standing at approximately INR 6,100 Cr and a record mobilization of INR 1,300 Cr this quarter. The stability in collection efficiency at 96% underscores effective operational management. The recent patent for the GRO Score credit scoring model is a potential game-changer, solidifying UGRO's innovative edge in the MSME lending sector. Investors should maintain a positive outlook as these developments position UGRO Capital for sustained growth and market penetration.