L&T Finance Limited — Important, 03-01-2025: General Updates

Retailisation of the portfolio at L&T Finance is projected to rise to approximately 97% by the end of Q3FY25. Retail disbursements for Q3FY25 are estimated at around ₹15,170 crore, reflecting a year-on-year growth of 4%. Breakdown of retail disbursements indicates strong performance in Urban Finance, which surged to ₹6,520 crore, while Rural Business Finance declined to ₹4,590 crore. The overall retail loan book is expected to reach about ₹92,200 crore, marking a robust 23% increase compared to the previous year. This growth trajectory indicates a positive outlook for the company, driven by strategic focus on retail lending, despite some fluctuations in segment performance. Investors should watch closely for future developments in the retail finance sector and overall market conditions.