Mahindra & Mahindra Financial Services Limited — Important, 03-01-2025: Updates

In Q3 FY25, Mahindra & Mahindra Financial Services Ltd. estimates disbursements at approximately ₹16,450 crore, marking a year-on-year growth of about 7%. For the nine months ending FY25, total disbursements reached around ₹42,350 crore, reflecting a 4% year-on-year increase. The company's business assets have increased to approximately ₹1,14,900 crore, representing a notable growth of about 18% compared to December 2023. The collection efficiency remains stable at 95%, consistent with the previous year. As of December 31, 2024, the Stage-3 assets are estimated at 3.9%, a slight improvement from 4.0% a year prior, while Stage-2 assets are around 6.3%, up from 6.0%. The company maintains a robust liquidity position, with over ₹9,100 crore in liquidity available. This positive performance suggests a constructive outlook for the company as it navigates the current financial landscape.