Yes Bank Limited — Important, 03-01-2025: Updates

Loans & Advances for YES Bank reached ₹245,035 crore as of December 31, 2024, showing a quarter-on-quarter increase of 4.2% and a year-on-year growth of 12.6%. Deposits remained stable at ₹277,199 crore, reflecting a marginal decline from the previous quarter but a solid 14.6% rise compared to the same period last year. The CASA (Current Account Savings Account) balance rose to ₹91,575 crore, marking a 3.4% increase from September and a significant 27.6% year-over-year. The CASA ratio improved to 33.0%, up from 32.0% in the prior quarter and 29.7% a year ago. The Credit to Deposit Ratio stood at 88.4%, up from 84.8% in the previous quarter and 89.9% year-on-year, indicating strengthened lending activities. The Liquidity Coverage Ratio is robust at 133.2%, providing a strong liquidity position compared to 132.0% in the last quarter and 118.4% a year ago. The figures reflect a positive outlook for the bank's operational stability and growth potential.