Capital Small Finance Bank Limited — Important, 02-01-2025: General Updates

Gross advances rose to ₹6,816 crore, marking a robust year-on-year growth of 19.2%. The bank reported total deposits of ₹8,384 crore, reflecting a 12.0% increase compared to the same period last year, with a quarter-on-quarter growth of 7.8%. The asset quality remains solid, with gross non-performing assets (NPA) at 2.67%, down from 2.97% a year ago and slightly up from 2.61% last quarter. The CASA ratio remains high at 39.1%, slightly lower than the previous year. The loan to deposit ratio stands at 81.1%, indicating a healthy balance between loans and deposits. The overall financial health suggests a positive outlook, but investors should watch closely for further developments.