CSL Finance Limited — Important, 01-01-2025: Updates

For the quarter ended December 2024, CSL Finance Limited reported notable improvements in its operational and financial metrics. Assets under Management (AUM) rose to approximately INR 1,150 Cr, up from INR 1,083 Cr in the previous quarter. The company successfully raised fresh debt totaling INR 270 Cr from both existing and new banks, welcoming ESAF Small Finance Bank, Jana Small Finance Bank, and Ambit Finvest as new lenders. During this period, new loans disbursed amounted to INR 336 Cr, while collections reached INR 252 Cr.

CSL Finance maintained a robust liquidity position, with cash and cash equivalents approximating INR 60 Cr, alongside undisbursed sanctions of INR 125 Cr and undisbursed DA lines of INR 100 Cr. The capital adequacy ratio (CAR) remained strong at around 46%. The company operates 42 branches and 2 spoke branches with a workforce of 463 employees, reflecting its commitment to expansion and operational efficiency. This positive trajectory suggests a favorable outlook for the company's future growth and operational stability.