RNFI Services Limited — PPTs, 12-11-2024: Investor Presentation

**Financial Highlights**: RNFI Services Limited reported significant growth for the half-year ending September 30, 2024. Profit After Tax (PAT) surged by 59% to ₹8.6 crore, with a reported EBITDA margin of 4%. Total revenue reached ₹206.9 crore, driven by a robust increase in active Sahayaks, which grew by 19%, indicating enhanced operational efficacy.

**Strategic Initiatives and Growth Drivers**: The company continues to innovate in last-mile service delivery through its Relipay Sahayaks. They have expanded partnerships with various financial institutions, including 7 private sector banks and 6 public sector banks, enhancing their service capabilities.

**Business Developments**: RNFI has secured new multi-year contracts, including acting as a Verification Agency for IndusInd Bank and receiving orders from the Maharashtra State Rural Livelihoods Mission, illustrating its growing footprint in the financial services sector.

**Market Position and Competitive Advantage**: The incorporation of self-engineered technology and a vast network of Sahayaks positions RNFI favorably against competitors, particularly in reaching remote areas where traditional banking services are lacking.

**Investor Implications**: The promising growth metrics and strategic expansions provide a positive outlook for investors, highlighting RNFI's potential for continued growth and market penetration in financial inclusion initiatives.