Jana Small Finance Bank Limited — Investor Meet, 28-10-2024: Analysts/Institutional Investor Meet/Con. Call Updates

Jana Small Finance Bank reported a year-on-year deposit growth of 31% and 17% growth in advances, achieved through a focus on secured lending, now comprising 65% of the loan book. The bank's net profit for the first half of FY25 was INR 267 crore, while net NPA stood at 0.95%. Key challenges include a negative growth in the unsecured book amid ongoing stress in microfinance, prompting a cautious operational strategy. Management remains optimistic about improvement in the second half.