L&T Finance Limited — Investor Meet, 28-10-2024: Analysts/Institutional Investor Meet/Con. Call Updates

L&T Finance Ltd reported a Q2FY25 consolidated PAT of ₹696 Cr, up 17% YoY. Retail disbursements reached ₹15,092 Cr, a 12% YoY growth, with a retail book of ₹88,975 Cr, growing 28% YoY. The company surpassed its "Lakshya 2026" retailization goal, achieving 96%. Macro-economic conditions are showing signs of improvement, particularly post-monsoon, with rising demand in rural finance. The management expressed cautious optimism for Q3FY25 while continuing to focus on execution and strategic growth plans.