Capital Small Finance Bank Limited — Investor Meet, 25-10-2024: Analysts/Institutional Investor Meet/Con. Call Updates

Capital Small Finance Bank (CSFB) reported strong growth in Q2FY25 with a 37% YoY increase in profit after tax (PAT) to INR 33 crore. Total deposits rose 11% YoY to INR 7,780 crore, driven by a retail-focused liability franchise with a CASA ratio of 37.1%. Advances reached INR 6,718 crore, up 15% YoY. The bank maintains robust asset quality, with GNPA at 2.6% and NNPA at 1.3%, reflecting strong underwriting capabilities. The earnings conference call presentation is available on their website.