CREDITACCESS GRAMEEN LIMITED — PPTs, 25-10-2024: Investor Presentation

CreditAccess Grameen Limited reported a Q2 FY25 Gross Loan Portfolio of ₹25,133 Cr, up 11.8% YoY, while disbursements fell 19.4% YoY to ₹4,404 Cr. The company experienced a decline in Profit After Tax (PAT) by 46.4% YoY, totaling ₹186 Cr. Key metrics include a net interest margin of 13.5% and a capital adequacy ratio of 26.1%. Challenges included increased delinquencies linked to seasonal disruptions and tighter lending regulations.