Mahindra & Mahindra Financial Services Limited — Important, 02-04-2025: Updates

In Q4 FY25, Mahindra & Mahindra Financial Services Limited estimates overall disbursement at approximately ₹15,480 crore, reflecting a year-over-year growth of about 1%. For the full fiscal year, disbursements are projected at around ₹57,850 crore, marking a 3% increase. Business assets have reached approximately ₹1,19,300 crore, growing by approximately 16% compared to March 2024.

The estimated Collection Efficiency for Q4 is 97%, down from 98% in Q4 FY24, while the full-year estimate is 95%, compared to 96% in FY24. As of March 31, 2025, Stage-3 assets are estimated at 3.7%, slightly up from 3.4% a year earlier, and Stage-2 assets are estimated at 5.5%, compared to 5.0% at the end of FY24. The company maintains a strong liquidity position, with a liquidity buffer exceeding ₹10,000 crore, suggesting a positive outlook for managing operations comfortably.