RBL Bank Limited — Important, 03-04-2025: Updates

Total deposits for RBL Bank stood at ₹110,942 crore as of March 31, 2025, marking a YoY increase of 7% and a QoQ rise of 4%. Deposits under ₹3 crore grew 16% YoY to ₹55,212 crore, with the overall granular retail deposits constituting approximately 49.8% of total deposits. The CASA ratio was registered at 34.1%, with CASA and term deposits under ₹3 crore reaching a combined ratio of 65%.

On the advances side, gross advances totaled ₹94,973 crore, reflecting an 11% YoY growth, while retail advances surged 15% YoY. Notably, secured retail advances surged by 41% YoY, and commercial banking advances within wholesale grew by 28%. The bank’s total business has crossed ₹2 lakh crore, totaling ₹205,915 crore.

Collection efficiency for the JLG segment improved to 99.0% for March 2025, up from 98.4% in December 2024. The bank continues to pursue granular retail deposit growth, reinforcing a positive outlook for its operations and competitive position.