ICICI Bank Limited — PPTs, 19-04-2025: Investor Presentation

Key financial metrics in Q4-2025 for ICICI Bank show solid growth, with profit before tax (excluding treasury) rising by 13.2% year-on-year to ₹165.34 billion. Core operating profit also witnessed a growth of 13.7% year-on-year, totaling ₹174.25 billion. Profit after tax increased by 18.0% year-on-year to ₹126.30 billion, reflecting strong operational performance.

The total deposits surged by 14.0% year-on-year, with significant contributions from both average savings and current account deposits, growing by 10.1% and 9.6%, respectively. Domestic loans expanded by 13.9% year-on-year, supported by a robust 33.7% growth in the business banking portfolio. Notably, the net NPA ratio improved to 0.39%.

The Board has recommended a dividend of ₹11 per share, and with a Common Equity Tier 1 ratio at 15.94%, the bank maintains a strong capital position, indicating a positive outlook for future growth. Investors should monitor these robust trends as opportunities for potential growth unfold.