Mahindra & Mahindra Financial Services Limited — Updates, 22-04-2025: Press Release (Revised)

Mahindra & Mahindra Financial Services Limited has posted a robust 33% year-on-year growth in Profit After Tax (PAT) for FY25, supported by a 17% expansion in their loan book. Disbursements reached ₹15,530 crore in Q4, a 2% YoY increase, with annual figures at ₹57,900 crore, marking a 3% rise. Strong asset quality is evidenced by a Gross Stage 3 (GS3) ratio of 3.7% and GS2+GS3 at 9.1%. The company continues efforts to strengthen its collections and underwriting processes while expanding its digital offerings, enhancing customer engagement.

In addition to maintaining a comfortable liquidity buffer of approximately ₹10,400 crore, Mahindra Finance is actively diversifying its financial services beyond vehicle financing, significantly growing its SME lending and leasing platforms. The strategic focus on digital transformation aims to boost operational efficiency and customer service. The proposed final dividend of ₹6.50 per share reflects management's confidence in sustained growth. Overall, Mahindra Finance appears well-positioned for future expansion, with both core and new business segments showing positive trends.