DCB Bank Limited — Updates, 25-04-2025: Press Release

DCB Bank has reported its audited financial results for FY 2025, showing a positive growth trajectory. The profit after tax (PAT) for Q4 FY 2025 increased to INR 177 Cr, up 14% from INR 156 Cr in Q4 FY 2024. For the full fiscal year, PAT reached INR 615 Cr, reflecting a 15% increase from INR 536 Cr in FY 2024.

Advances grew by 25% year-on-year, driven by impressive segments such as co-lending (up 117%) and construction finance (up 38%), while deposits rose by 22%. The gross NPA ratio improved to 2.99%, with net NPA at 1.12%, and the provision coverage ratio stood at 74.48%. The capital adequacy ratio remains strong at 16.77%.

Management highlighted a robust growth momentum in both advances and deposits, with a stabilizing net interest margin and consistent fee income growth. The bank's operational efficiency is evident in its improving cost metrics. Overall, DCB Bank appears well-positioned for continued growth, presenting a positive outlook for investors.