Poonawalla Fincorp Limited — Updates, 25-04-2025: Press Release

Robust AUM growth of 42.5% YoY to ₹35,631 crore highlights Poonawalla Fincorp's strong performance for the quarter and year ending March 31, 2025. Net Interest Income (NII) reached ₹2,708 crore, reflecting a 23% YoY increase. The company successfully launched six new business verticals, including education loans and commercial vehicle financing, while driving an AI-first strategy with 25 identified solutions, enhancing operational efficiency. The 'Phygital' model expansion aims to open 400 new branches and boost digital presence.

Asset quality remains stable, with a Gross NPA of 1.84% and a Net NPA of 0.85%. The Capital Adequacy Ratio stands at 22.94%, well above regulatory requirements. With a focus on increasing AUM and sustainable profits in FY26-27, Poonawalla Fincorp shows a positive outlook for growth, driven by innovative solutions and strategic initiatives.