Ugro Capital Limited — Updates, 26-04-2025: Press Release

UGRO Capital has reported a strong financial performance for the quarter and financial year ending March 2025. The company achieved a record loan origination of INR 2,436 Cr in Q4 FY25, reflecting a 57% year-on-year increase and a 16% sequential growth. The total Assets Under Management (AUM) reached INR 12,003 Cr, up 33% from the previous year. The annual disbursement reached INR 7,651 Cr, reflecting a 30% growth.

The net total income for FY25 stood at INR 1,442 Cr, a 33% year-on-year increase, while the profit after tax (PAT) was reported at INR 144 Cr, representing a 21% growth. Asset quality remains strong with GNPA/NNPA at 2.3%/1.6% of total AUM. The company is focused on expanding its presence in the MSME lending space with plans for continued innovation and growth in the embedded finance business through partnerships and new branches. This solid performance indicates a positive outlook for UGRO Capital, especially with significant growth drivers in place.