IDBI Bank Limited — Updates, 28-04-2025: Press Release

IDBI Bank reported strong financial performance for FY 2025, achieving a net profit of ₹7,515 crore, reflecting a 33% year-on-year increase. Operating profit rose by 16% to ₹11,079 crore, supported by a net interest margin (NIM) of 4.56%. The bank's capital adequacy ratio (CRAR) improved to 25.05%, up 279 bps, while return on assets (ROA) and return on equity (ROE) increased to 1.98% and 20.15%, respectively.

For Q4 FY 2025, net profit surged by 26% to ₹2,051 crore, alongside a reduction in net non-performing assets (NPA) to 0.15% and gross NPA to 2.98%. Total business exceeded the ₹5 trillion mark, with total deposits growing to ₹3,10,294 crore and net advances increasing by 16% to ₹2,18,399 crore. Additionally, IDBI Bank received accolades for its IT-risk management and digital sales initiatives, enhancing its market position. This positive trajectory suggests continued growth and stability, making it a potential growth opportunity for investors.