Central Bank of India — Updates, 28-04-2025: Press Release

Total business for the bank grew by 10.37% to ₹702,798 crore, up from ₹636,756 crore. Total deposits increased by 7.19% to ₹412,697 crore, supported by CASA deposits which accounted for 48.91% and rose by ₹9,204 crore year-on-year. Gross advances surged by 15.24% to ₹290,101 crore. The Credit to Deposit (CD) ratio improved to 71.13%, marking a significant rise of 554 bps.

The bank's Gross NPA and Net NPA ratios improved, standing at 3.18% and 0.55%, respectively. The Provision Coverage Ratio reached 96.54%, reflecting a robust financial position. Net profit saw a substantial year-on-year increase of 48.49%, amounting to ₹3,785 crore, with net interest income for the financial year at ₹13,897 crore, a growth of 7.76%. Return on Assets and Return on Equity improved to 0.86% and 12.48%, respectively. Capital Adequacy Ratio increased to 17.02%, with a Tier I ratio of 14.73%. The bank's extensive network comprises 4,545 branches, primarily in rural areas, and other digital touchpoints. A positive outlook suggests continued growth in key segments.