Capital Small Finance Bank Limited — Updates, 29-04-2025: Press Release

Capital Small Finance Bank has reported an 18% year-on-year increase in profit after tax (PAT) to ₹132 crore for FY25, supported by a 17% rise in gross advances to ₹7,184 crore. The net interest margin (NIM) improved to 4.2% from 3.9%, with return on assets (ROA) rising to 1.4%. Asset quality improved, with gross non-performing assets (GNPA) at 2.58%. A strong retail deposit share of 92.5% enhances the bank's funding base, demonstrating robust customer confidence.