Punjab & Sind Bank — Updates, 29-04-2025: Press Release

Punjab & Sind Bank reported a robust net profit increase of 125.18% for Q4 FY25, reaching ₹313 crore, and a 70.76% rise in FY25 net profit to ₹1,016 crore. Operating profit surged by 142.86% in Q4 to ₹816 crore, with FY25 operating profit rising by 83.47% to ₹2,075 crore. The bank's net interest margin improved to 3.19%, and total business grew by 11.69% to ₹229,379 crore. Advances increased by 15.87%, bolstered by a 23.53% rise in RAM advances, while gross NPA decreased to 3.38%, indicating enhanced asset quality.