Star Health and Allied Insurance Company Limited — Results, 30-04-2025: Integrated Filing- Financial

**Revenue Performance:** Star Health and Allied Insurance reported total revenue of ₹15,594 crore, showing a 15% year-on-year increase predominantly driven by higher health insurance premiums and a diverse range of product offerings.

**Profitability and EPS:** The company achieved a net profit of ₹645.9 crore, translating to an earnings per share (EPS) of ₹10.86. The net profit margins have seen a modest improvement, bolstered by disciplined underwriting practices and effective claims management.

**Operational Costs:** Total expenses amounted to ₹15,200 crore, with notable increases in employee costs and claims payouts. The company is prioritizing operational efficiency, which is anticipated to alleviate some cost pressures in the near future.

**Balance Sheet / Cash Flow Health:** Star Health retains a robust liquidity position with cash and cash equivalents at ₹66,843 crore.

**Management Commentary / Strategic Outlook:** The management team articulated plans for further diversifying the product range and enhancing customer engagement through digital initiatives. They express cautious optimism regarding growth amidst the evolving health insurance landscape.

**Final Takeaway:** The company appears to be on a stable growth path, effectively optimizing operations while positioning itself to navigate future challenges in the competitive health insurance sector.