Tamilnad Mercantile Bank Limited — Investor Meet, 30-04-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Tamilnad Mercantile Bank hosted an earnings conference call focused on Q4 and FY25 results. Key highlights include a record net profit of ₹1,183 crores, a 10% YoY growth. Total income increased by 12% to ₹6,142 crores, with operating profit rising 18% to ₹1,746 crores. GNPA improved to 1.25%, and net NPA stood at 0.36%, signalling strong asset quality. Management targets deposit growth of 11-12% and advances growth of 15-18% for FY26, with an expected NIM of 3.80-3.90% driven by digital initiatives. Sentiment remains cautiously optimistic for improved performance in FY27.