Utkarsh Small Finance Bank has announced a board meeting on the financial results for the quarter and half-year ended March 31, 2025. The bank posted a strong net profit of ₹223.70 Cr for the quarter, with return on assets improving to 0.79% and a robust capital adequacy ratio of 20.93%. A key change in policy now recognizes loan processing fees as income when due, enhancing near-term revenue clarity. The board also approved new statutory and secretarial auditor appointments to strengthen governance. No secured listed NCDs remain outstanding at quarter-end.