Centrum Capital Limited — Important, 05-05-2025: General Updates

Unity Small Finance Bank posted strong growth with total income jumping 123% Q-o-Q to Rs 977 crore and net profit up 83% Q-o-Q at Rs 264 crore. Deposits rose 84% YoY to Rs 11,952 crore, supported by retail CASA and digital initiatives. Advances increased 38% YoY to Rs 10,985 crore, focusing on secured loans amid macro uncertainties. Capital adequacy is healthy at 29% CRAR. New consumer offerings like personal loans and credit card pilots target digital expansion and revenue diversification.