Indian Railway Finance Corporation Limited — Investor Meet, 05-05-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Indian Railway Finance Corporation has announced a board meeting to consider the financial results for the quarter and half-year.

IRFC reported stable Q4 and FY ’25 results with steady PAT, net worth, EPS, and debt-equity ratio; Assets Under Management stood at INR4.6 lakh crores. The company is expanding beyond Indian Railways to finance related entities in a large INR2.5 lakh crore market, targeting higher margins with low credit risk. Disbursements recently crossed INR14,000 crores, including a major loan to NTPC.

Management highlighted competitive edges like ultra-low operating costs (<0.1%) and capacity for large-ticket lending, helping win deals against banks and NBFCs. The board approved INR60,000 crores borrowing for FY ’26 aiming strong growth in disbursements. Refinancing plans are active but yet to start; repayments of about INR10,000 crores annually expected over next two years. Outlook is confident on IRFC 2.0’s risk-resistant growth driven by diversification and PPP involvement.