Fedbank Financial Services Limited — Investor Meet, 06-05-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Fedbank Financial Services’ AUM grew 6% QoQ and 30% YoY to Rs. 15,812 Cr, led by gold loans (+48% YoY to Rs. 5,880 Cr) and mortgage loans (+30% YoY to Rs. 8,062 Cr). Disbursals rose 27% QoQ to Rs. 5,578 Cr. NII increased 35% YoY to Rs. 283 Cr; operating profit up 21% to Rs. 131 Cr; PAT rose 6% to Rs. 72 Cr. Credit cost at 1%, expected to normalize by FY26 year-end. Focus remains on gold and small/medium LAP, with ongoing rebuilding of collections. Margins expected to stay stable amid investments in growth and collection efforts.