Punjab National Bank — Updates, 07-05-2025: Press Release

PNB has announced a board meeting to review the financial results for the quarter and half-year. The bank reported a strong FY’25 net profit of ₹16,630 Cr, up 102% YoY, driven by a 52% rise in Q4 profit to ₹4,567 Cr. RoA improved to 0.97% and RoE to 19.33%. Asset quality strengthened with GNPA at 3.95% and NNPA at 0.40%. Advances grew 13.6% to ₹11.16 lakh Cr, led by retail and MSME segments. Digital transactions surged 51%, reflecting robust digital adoption. Capital adequacy stands healthy at 17.01%.