Bajaj Finserv Limited — Investor Meet, 07-05-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Bajaj Finserv has announced a board meeting on 15 May 2025 to consider the financial results for the quarter and half-year.

Consolidated total income grew 14% to Rs.36,596 Cr, with PAT up 14% to Rs.2,417 Cr. Bajaj Allianz General Insurance faced a 13% drop in gross premiums to Rs.4,326 Cr due to sector volatility but saw robust retail/commercial growth and strong ROE (~16%). Bajaj Allianz Life Insurance’s premiums rose 13% to Rs.9,237 Cr, VNB grew 14% to Rs.549 Cr with margin expanding to 22.1%, despite PAT decline from lower investment gains. Bajaj Finance’s income jumped 23% to Rs.11,917 Cr, PAT up 17%, AUM grew 26% to Rs.4.17 lakh Cr with stable asset quality. Housing Finance’s AUM increased 26%, PAT rose 54%, maintaining healthy assets. Health and Markets businesses expanded networks and digital users with improved profitability. Management focuses on profitable growth, margin expansion, and platform scaling, with cautious optimism for growth pickup in H2 FY26.