Niva Bupa Health Insurance Company Limited — Updates, 07-05-2025: Press Release

Niva Bupa reported a strong performance with Gross Written Premium soaring 32% to ₹7,407 Cr and PAT jumping 161% to ₹214 Cr in FY25. Q4 GWP grew 36% YoY to ₹2,395 Cr. Improved claims settlement ratio (92.4%) and lower expense ratio (37.4%) highlight operational efficiency. The solvency ratio at 3.03 underscores robust financial health. Market share in retail health rose to 9.4%, driven by expanded distribution, digital focus, and innovative products catering to customer needs.