SBFC Finance Limited — Important, 07-05-2025: Updates

SBFC Finance Limited’s AUM surged 28.23% to ₹8,747 Cr, led by secured MSME loans (₹2,777 Cr) and gold loans (₹1,659 Cr). Capital adequacy remains strong at 36.10%, with conservative leverage at 1.79. Profit after tax reached ₹345 Cr, delivering a 12.68% return on tangible equity. Asset quality is stable, with gross NPA at 2.74% and net NPA at 1.51%. Operating costs are well-managed at 4.58% of AUM, supporting a robust net interest margin of 10.01%. Credit ratings hold steady at AA- (stable).