Home First Finance Company India Limited — Investor Meet, 08-05-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Home First Finance AUM grew 31.1% YoY to Rs. 12,713 Cr in FY25 with PAT at Rs. 382 Cr and ROE of 16.5%. Q4 PAT stood at Rs. 105 Cr. Disbursements rose 21.2% to Rs. 4,805 Cr, supported by expanded network and steady borrowing cost at 8.4%. Asset quality is stable with GS3 at 1.7%. Management targets 20–25% AUM growth in FY26, aiming for Rs. 20,000 Cr by FY27, backed by faster branch expansion and co-lending scale-up. Focus remains on margin stability, digital adoption, and maintaining healthy liquidity and capital buffers. The tone is confident with emphasis on disciplined growth and asset quality.