Indian Bank — Investor Meet, 09-05-2025: Analysts/Institutional Investor Meet/Con. Call Updates

Indian Bank has announced a board meeting to consider the financial results for the quarter and half-year. FY25 profit after tax rose 35% YoY to Rs.10,918 crore, with advances up 10.2% to Rs.5.88 trillion and deposits at Rs.7.37 trillion (+7.1%). CASA steady at 40.17%. Gross NPA improved to 3.09%, credit cost down to 0.66%. Digital business doubled to Rs.1.67 lakh crore, with strong growth plans. FY26 targets include 8-12% loan/deposit growth, gross NPA below 3%, credit cost under 1%, and NIM at 3.15%-3.30%. Management is confident despite recent challenges, focusing on retail/MSME/agri growth, recoveries, and digital transformation.