SRG Housing Finance Limited — Investor Meet, 09-05-2025: Analysts/Institutional Investor Meet/Con. Call Updates

SRG Housing Finance’s AUM rose 26% YoY to INR759 Cr with disbursements hitting INR305 Cr in FY25. Total income grew 22% to INR155 Cr and PAT increased 14% to INR24 Cr. NIM stayed strong at 10.63%, with gross NPA easing to 1.84%. Branches expanded to 90, targeting 100 next year. Management aims for AUM of INR1,000-1,100 Cr and disbursements around INR400 Cr while improving ROA beyond 3.5%. Geographic spread is widening across key southern states. Cost efficiencies and portfolio mix support margin expansion and steady growth.