India Shelter Finance Corporation Limited — Updates, 09-05-2025: Press Release

India Shelter Finance’s AUM rose 35% YoY to Rs. 8,189 Cr, driven by 25% YoY disbursement growth at Rs. 933 Cr. PAT jumped 39% YoY to Rs. 108 Cr, with RoA at 5.8% and RoE at 16.3%, reflecting stronger profitability post-IPO. Branch network expanded to 266, targeting Tier II/III markets. Cost of funds eased 10 bps to 8.7%, lifting spreads to 6.2%. Asset quality is stable with Gross Stage 3 at 1.0% and low credit cost at 0.2%, supporting steady growth amid rising affordable housing demand.